Independent Financial Protection Advice
Financial Protection serves as a safety net, providing you and your loved ones with peace of mind and the necessary financial support to help you through the most difficult of times.
When it comes to sound financial advice, the foundations of the best financial plans begin by protecting your assets and more importantly - your life, your health, your income and your family. By having appropriate personal protection arrangements in place, you can rest assured that you possess a level of financial resilience during uncertain or challenging periods.
What is financial protection?
Financial Protection is a term used to describe a wide range of insurance policies that are designed to safeguard your physical and financial welfare. This includes life insurance, which provides assurance that your family won't face financial difficulties in the event you are no longer around, as well as health insurance, which offers financial support in case of illness preventing you from working or upon diagnosis of a serious medical condition such as cancer, a stroke or heart attack.
We also offer advice on Business Protection, such as - Shareholder Protection, Key Person Insurance, Relevant Life Insurance, Executive Income Protection.
Why is financial protection important?
1. It gives you peace of mind
When putting together a financial plan, it's common for hypothetical scenarios to cross your mind. Questions like, "what would happen if I ever became too ill to work?" or "could my loved ones manage financially without my income if I were no longer around?" may arise.
Effective financial protection can give you peace of mind. It ensures you have a safety net to rely on if the need ever arises. Having the right plans can help you maintain financial stability even when life takes unexpected turns. It's a proactive step that can alleviate worries, allowing you to concentrate on what matters most.
2. It serves as a safety net through difficult times
Unexpected events can leave you financially vulnerable. While maintaining an emergency fund and other precautions is wise, financial protection also acts as a safety cushion.
If a prolonged loss of income would threaten your financial well-being, protection can inject the necessary funds to help keep you and your family afloat. Ideally, it means you won't have the worry about covering essential expenses such as your mortgage and bills during challenging times.
3. It can provide you with breathing space and time to get back on your feet
In the event of an Injury or illness preventing you from working, there might be a strong desire to return to work hastily due to financial worries. However, this rush could hinder your recovery. Income protection or critical illness cover can offer you some breathing space, allowing you to focus on your recovery.
Having financial protection in place acknowledges that an accident or illness may have lasting effects. With an appropriate policy in place as a fallback, you won't be forced into making rushed decisions.
4. It can protect what matters most to you
What concerns you the most in the event of an unforeseen event? For some, it may be ensuring they can still make mortgage payments if they can't work. For others, the primary worry might revolve around the well-being of their family in their absence. Financial protection can provide the assurance that what matters most to you will remain protected.
Choosing the right option...
The old adage is as true today as it has always been. You protect your property, your vehicle and your valuables, but what is more valuable than your life or those you care about? No one wants to think about the unexpected and the consequences that this would have not only on yourself but also on your loved ones. Bad news can have a devastating impact on any one of us at any time.
It is important to have suitable protection arrangements in place. This is to safeguard your lifestyle, your family and your business should your income suddenly change due to illness or death. Choosing the right options can be difficult without professional advice. We are here to provide you with that advice. This will help you reach informed decisions to achieve lasting benefits for you, your family and your business.
Some of our trusted insurance & protection providers...
Why work with Jack Bewick?
A leading 'whole of market' mortgage adviser in Warwickshire, with access to the most competitive products on the market.
Honest, professional and independent financial advice tailored to suit your personal circumstances.
Friendly advice to help you navigate financial challenges.
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